Peran Effort Expectancy Facilitating Conditions Price Value dalam Menentukan Behavioural Intentions Pada Nasabah Pengguna Mobile Banking

Authors

  • Asmita Ningsih Universitas Muhammadiyah Palopo
  • Rahmad Solling Hamid Universitas Muhammadiyah Palopo

DOI:

10.33395/owner.v7i1.1263

Keywords:

Effort Expectancy, Facilitating Conditions, Price Value and Behavioural Intention

Abstract

The purpose of this study is to determine the effect of effort expectancy, facilitating conditions, price value on the behavioral intention of customers who use mobile banking. This study uses a quantitative approach by using online questionnaires distributed to respondents. The population used in this study is all banking customers who make online transactions on the mobile banking application. The minimum sample size was taken based on the calculation of 10 times the number of measurement items and obtained a total sample of 110 samples. The analytical method used in this study uses a multiple linear regression analysis approach. Before carrying out this analysis stage, the data quality test was first carried out, namely the validity test and reliability test. This study uses the Kaiser Meyer Olkin Measure of Samling (KMO) technique and the Barlett Test of Sphericity. The result of this research is that Effort Expectancy has a significant impact on Behavioral Intention. For Facilitating Conditions have a significant effect on Behavioral Intention. Furthermore, Price Value has a significant impact on Behavioral Intention.

Downloads

Download data is not yet available.

        Plum-X Analityc

References

Afshan, S., & Sharif, A. (2016). Acceptance of mobile banking framework in Pakistan. Telematics and Informatics, 33(2), 370-387.

Agustiani, S. A. D. (2022). (n.d.). PENGARUH LITERASI KEUANGAN DAN TEKNOLOGI KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN MAHASISWA FAKULTAS EKONOMI UNIVERSITAS NASIONAL DENGAN NIAT SEBAGAI VARIABEL INTERVENING (Doctoral dissertation, Universitas Nasional).

Al-Okaily, M., Alqudah, H., Al-Qudah, A. A., Al-Qadi, N. S., Elrehail, H., & Al-Okaily, A. (2022). Does financial awareness increase the acceptance rate for financial inclusion? An empirical examination in the era of digital transformation. Kybernetes, June. https://doi.org/10.1108/K-08-2021-0710

Al Kautsar, H. F., & Ilham, R. (2022). Analisis Niat Perilaku Dalam Menggunakan Software Akuntansi Pada Mahasiswa Akuntansi Universitas Hayam Wuruk Perbanas Di Surabaya. Jurnal Akuntansi AKUNESA, 10(03).

Alalwan, A. A., Dwivedi, Y. K., & Rana, N. P. (2017). Factors influencing adoption of mobile banking by Jordanian bank customers: Extending UTAUT2 with trust. International Journal of Information Management, 37(3), 99-110.

Alalwan, A. A., Dwivedi, Y. K., Rana, N. P., & Williams, M. D. (2016). Consumer adoption of mobile banking in Jordan: Examining the role of usefulness, ease of use, perceived risk and self-efficacy. Journal of Enterprise Information Management.29(1), 118-139.

Albashrawi, M., Kartal, H., Oztekin, A., & Motiwalla, L. (2017). The impact of subjective and objective experience on mobile banking usage: An analytical approach.

Baabdullah, A. M., Alalwan, A. A., Rana, N. P., Kizgin, H., & Patil, P. (2019). Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model. International Journal of Information Management, 44, 38-52.

Budiarto.dkk. (2021). Perlindungan hukum nasabah pengguna. 9, 300–308.

Catherine, B. N., Geofrey, K. M., Moya, M. B., & Aballo, G. (2017). Effort expectancy, performance expectancy, social influence and facilitating conditions as predictors of Behavioural Intentions to use ATMS with fingerprint authentication in Ugandan banks. Global Journal of Computer Science and Technology: E Network, Web & Security, 17(5), 5–23.

Chatterjee, S., & Kumar Kar, A. (2020). Why do small and medium enterprises use social media marketing and what is the impact: Empirical insights from India. International Journal of Information Management, 53(December 2019), 102103. https://doi.org/10.1016/j.ijinfomgt.2020.102103

Choudrie, J., Junior, C. O., McKenna, B., & Richter, S. (2018). Understanding and conceptualising the adoption, use and diffusion of mobile banking in older adults: A research agenda and conceptual framework. Journal of Business Research, 88, 449-465.

Dajani, D., & Hegleh, A. S. A. (2019). Behavior intention of animation usage among university students. Heliyon, 5(10), e02536.

Farah, M. F., Hasni, M. J. S., & Abbas, A. K. (2018). Mobile-banking adoption: empirical evidence from the banking sector in Pakistan. International Journal of Bank Marketing.

Ghozali, I. (2017). (n.d.). Pengaruh Motivasi Kerja, Kepuasan Kerja dan Kemampuan Kerja Terhadap Kinerja Pegawai Pada Kantor Kementerian Agama Kabupaten Banjar. Jurnal Ilmiah Ekonomi Bisnis, 3(1).

Hair Jr, J. F., Sarstedt, M., Ringle, C. M., & Gudergan, S. P. (2017). Advanced issues in partial least squares structural equation modeling. saGe publications.

Hutabarat, Z., Suryawan, I. N., Andrew, R., & Padua, F. Effect Of Performance Expectancy And Social Influence On Continuance Intention In OVO. XXV(01), 125–140.

Jadil, Y., Rana, N. P., & Dwivedi, Y. K. (2021). A meta-analysis of the UTAUT model in the mobile banking literature: The moderating role of sample size and culture. Journal of Business Research, 132. https://doi.org/10.1016/j.jbusres.2021.04.052

Lee, S. M., & Lee, D. H. (2020). “Untact”: a new customer service strategy in the digital age. Service Business, 14(1). https://doi.org/10.1007/s11628-019-00408-2

Lutfi, A., Al-Okaily, M., Alshirah, M. H., Alshira’h, A. F., Abutaber, T. A., & Almarashdah, M. A. (2021). Digital financial inclusion sustainability in Jordanian context. Sustainability (Switzerland), 13(11), 1–13. https://doi.org/10.3390/su13116312

Malhotra, D. (2010). The desire to win: The effects of competitive arousal on motivation and behavior. Organizational behavior and human decision processes, 111(2), 139-146.

Moya, M. B., & Mayoka, G. K. (2018). Mediating effect of price value on effort expectancy and behavioural intentions to use mobile communication technologies by commercial farmers in Uganda. Ictact Journal on Management Studies, 04(02), 754–763. https://doi.org/10.21917/ijms.2018.0103

Mugambe, P. (2017). UTAUT Model in Explaining the Adoption of Mobile Money Usage by MSMEs’ Customers in Uganda. Advances in Economics and Business, 5(3), 129–136. https://doi.org/10.13189/aeb.2017.050302

Nguyen, D. Q., Vu, T., & Nguyen, A. T. (2020). BERTweet: A pre-trained language model for English Tweets. arXiv preprint arXiv:2005.10200.

Ostoji?, S., Ili?, D., & Damnjanovi?, N. (2014). Malih I Srednjih Preduze?a Improving the Effectiveness of Making and giving presentations. Tredovi u poslovanju, 2(1), 23-28.

Reza, F., & Putra, A. D. (2021). Sistem Informasi E-Smile (Elektronic Service Mobile)(Studi Kasus: Dinas Kependudukan dan Pencatatan Sipil Kabupaten Tulang Bawang). Jurnal Teknologi Dan Sistem Informasi, 2(3), 56-65.

Septiawan, P. M. (2017). Pengaruh Harapan Kinerja, Harapan Usaha, dan Pengaruh Sosial Terhadap Niat Menggunakan Internet Banking BNI di Surabaya. http://eprints.perbanas.ac.id/6124/

Shaikh, M. B. N., Arif, S., & Siddiqui, M. A. (2018). Fabrication and characterization of aluminium hybrid composites reinforced with fly ash and silicon carbide through powder metallurgy. Materials Research Express, 5(4), 046506.

Shankar, A., & Rishi, B. (2020). Convenience matter in mobile banking adoption intention?. Australasian Marketing Journal (AMJ), 28(4), 273-285.

SIREGAR, C. S., PERMATASARI, I., & PUJIONO, P. (2021). ANALISIS KEBERTERIMAAN SISTEM INFORMASI AKUNTANSI PERUSAHAAN MANUFAKTUR DI INDONESIA. Jurnal Bisnis Dan Akuntansi, 23(1), 23-36.

Sorescu, A., Frambach, R. T., Singh, J., Rangaswamy, A., & Bridges, C. (2011). Innovations in retail business models. Journal of Retailing, 87(SUPPL. 1), S3–S16. https://doi.org/10.1016/j.jretai.2011.04.005

Sugiyono, F. X. (2017). Instrumen Pengendalian Moneter: Operasi Pasar Terbuka (Vol. 10). Pusat Pendidikan Dan Studi Kebanksentralan (PPSK) Bank Indonesia.

Tam, C., & Oliveira, T. (2017). International Journal of Bank Marketing Article information?: October. https://doi.org/10.1108/IJBM-09-2015-0143

Tamilmani, K., Rana, N. P., Wamba, S. F., & Dwivedi, R. (2021). The extended Unified Theory of Acceptance and Use of Technology (UTAUT2): A systematic literature review and theory evaluation. International Journal of Information Management, 57, 102269.

Venkatesh, V., Thong, J. Y. L., & Xu, X. (2012). Consumer acceptance and use of information technology: Extending the unified theory of acceptance and use of technology. MIS Quarterly: Management Information Systems, 36(1), 157–178. https://doi.org/10.2307/41410412

Wut, T. M., Lee, S. W., & Xu, J. (2022). How do Facilitating Conditions Influence Student-to-Student Interaction within an Online Learning Platform? A New Typology of the Serial Mediation Model. Education Sciences, 12(5). https://doi.org/10.3390/educsci12050337

Downloads

Published

2022-12-26

How to Cite

Ningsih, A., & Rahmad Solling Hamid. (2022). Peran Effort Expectancy Facilitating Conditions Price Value dalam Menentukan Behavioural Intentions Pada Nasabah Pengguna Mobile Banking. Owner : Riset Dan Jurnal Akuntansi, 7(1), 322-332. https://doi.org/10.33395/owner.v7i1.1263