E-commerce, Financial Technology, Media Sosial dan Pengaruhnya terhadap Pendapatan UMKM Kota Tasikmalaya

Authors

  • Desiana Fakultas Ekonomi dan Bisnis, Universitas Siliwangi
  • Vivi Indah Bintari Fakultas Ekonomi dan Bisnis, Universitas Siliwangi
  • Ulfa Luthfia Nanda Fakultas Ekonomi dan Bisnis, Universitas Siliwangi

DOI:

10.33395/owner.v8i3.2264

Keywords:

E-commerce; Financial technology; Income; MSME; Social media

Abstract

MSMEs are the pillars of the national economy, MSMEs are also economic drivers as well as absorbing quite a lot of labor, however the pandemic attack had quite a bad impact on MSMEs, MSMEs need to work hard to be able to recover from the downturn of the pandemic, and now MSMEs can start developing their businesses again by take advantage of many opportunities, especially in business digitalization. This research shows the influence of e-commerce, financial technology, and social media on MSME income in Tasikmalaya city. The population in this study is 123.010 MSMEs in Tasikmalaya City, from this population, 100 samples were obtained used probability sampling with simple random sampling technique. The data analysis technique in this research used multiple linier regression analysis. The results of this research show that the e-commerce partially influences the income of MSMEs in Tasikmalaya City, while the financial technology and social media partially have no influence on MSME income in Tasikmalaya city, and simultaneously e-commerce, financial technology and social media influence MSME income in Tasikmalaya City.

Downloads

Download data is not yet available.

        Plum-X Analityc

References

Agnesia, V., Saputra, A. J., Bisnis, F., Universal, U., Technology, F., & Sosial, M. (2022). Pengaruh Penggunaan E-Commerce, Financial Technology dan Media Sosial Terhadap Peningkatan Pendapatan UMKM Kota Dumai. 750–761.

Ahmadi, R. S., Harnani, N., & Setiadiwibawa, L. (2020). Peningkatan Volume Penjualan Pada Umkm Industri Kreatif Makanan, Minuman Melalui E-Commerce Di Kota Bandung. Jurnal Ilmu - Ilmu Sosial Dan Humaniora, 22(2), 172–180. https://doi.org/10.24198/sosiohumaniora.v22i2.24537

Aksoy, M., Yilmaz, M. K., Topcu, N., & Uysal, Ö. (2021). The impact of ownership structure, board attributes and XBRL mandate on timeliness of financial reporting: evidence from Turkey. Journal of Applied Accounting Research, 22(4), 706–731. https://doi.org/10.1108/JAAR-07-2020-0127

Asosiasi Pengguna Jasa Internet Indonesia (APJII). Hasil Survey Pengguna Internet 2019-2020 Q2 didownload dari apjii.or.id, diakses November 2023

Auliandari, T., Suriyanti, L. H., & Azmi, Z. (2022). Determinan Adopsi E-Commerce Dan Pengaruhnya Terhadap Kinerja Umkm (Studi Kasus Pada Umkm Fashion Di Pekanbaru). Accounting Journal, 04(2), 169–188.

Beier, M., Wagner, K., & Beier, R. (2016). Social Media Adoption: Barriers to The Strategis Use of Social Media in SMES Social. Association for Information Systems AIS Electronic Library (AISeL). http://aisel.aisnet.org/ecis2016_rphttp://aisel.aisnet.org/ecis2016_rp/100

Costa, J., & Castro, R. (2021). Smes must go online—e-commerce as an escape hatch for resilience and survivability. Journal of Theoretical and Applied Electronic Commerce Research, 16(7), 3043–3062. https://doi.org/10.3390/jtaer16070166

Dahbi, S., & Benmoussa, C. (2019). What Hinder SMEs from Adopting E-commerce? A Multiple Case Analysis. Procedia Computer Science, 158, 811–818. https://doi.org/10.1016/j.procs.2019.09.118

Ferdiansyah, A., & Bukhari, E. (2021). Pengaruh Modal, Financial Knowledge, Teknologi Dan Media Sosial Terhadap Kinerja Umkm Fashion Di Bekasi Utara. Jurnal Ilmiah Akuntansi Dan Manajemen (JIAM), 17(2), 103–114.

Jabarprov.go.id. Jumlah UMKM Kota Tasikmalaya. diakses November 2023

Gümüs, N., & Kütahyali, D. N. (2017). Perceptions of Social Media by Small and Medium Enterprises (SMEs) in Turkey. International Journal of Business and Information, 12(2), 123–148. https://doi.org/10.6702/ijbi.2017.12.2.2

Hanum, A. N., & Sinarasri, A. (2017). Analisis Faktor-Faktor Yang Mempengaruhi Adopsi E-Commerce dan Pengaruh Terhadap Kinerja UMKM. Maksimum Media Akuntansi Universitas Muhammadiyah Semarang, 8(1), 1–15.

Joseph, O., Tulung, J. E., & Wangke, S. (2020). Impact of Social Media Marketing Towards Business Performance of Msmes in Manado During Covid-19 Pandemic Dampak Pemasaran Sosial Media Terhadap Kinerja Bisnis Umkm Di Manado Di Masa Pandemi Covid-19. 596 Jurnal EMBA, 8(4), 596–605.

Lestari, D. A., Purnamasari, E. D., & Setiawan, B. (2020). Pengaruh Payment Gateway terhadap Kinerja Keuangan UMKM. Jurnal Bisnis, Manajemen, Dan Ekonomi, 1(1), 1–10. https://doi.org/10.47747/jbme.v1i1.20

Lontchi, C. B., Yang, B., & Shuaib, K. M. (2023). Effect of Financial Technology on SMEs Performance in Cameroon amid COVID-19 Recovery: The Mediating Effect of Financial Literacy. Sustainability (Switzerland), 15(3). https://doi.org/10.3390/su15032171

Mahliza, F. (2019). The Influence of E-Commerce Adoption Using Social Media. International Journal of Business, Economics and Law, 18(5), 290–299.

Nasution, E. Y. (2021). The Role of Financial Technology on Income in Small and Medium Enterprises (SMEs). International Journal of Business Economics (IJBE), 3(1), 29–33. https://doi.org/10.30596/ijbe.v3i1.7897

Rahmanda, E., & Amanah, L. (2021). Pengaruh Modal Pribadi, Harga dan Sosial Media terhadap Pendapatan UMKM. Jurnal Ilmu Dan Riset Akuntansi, 10(10), 1–17.

Rugova, B., & Prenaj, B. (2016). Social media as a marketing tool: Opportunities and challenges. Academic Journal of Business, Administration, Law and Social Sciences IIPCCL Publishing, Tirana-Albania, 2(3), 85–97. https://doi.org/10.17010/ijom/2017/v47/i3/111420

Setyorini, D., Nurhayaty, E., & Rosmita, R. (2019). Pengaruh Transaksi Online (e-Commerce) terhadap Peningkatan Laba UMKM (Studi Kasus UMKM Pengolahan Besi Ciampea Bogor Jawa Barat). Jurnal Mitra Manajemen, 3(5), 501–509. https://doi.org/10.52160/ejmm.v3i5.228

Trulline, P. (2021). Pemasaran produk UMKM melalui media sosial dan e-commerce. Jurnal Manajemen Komunikasi, 5(2), 259. https://doi.org/10.24198/jmk.v5i2.32746

Yusvita Aprilyan, Elin Erlina Sasanti, & Isnawati. (2022). Pengaruh E-Commerce Terhadap Peningkatan Pendapatan Usaha Mikro Kecil Dan Menengah (Umkm) Di Kabupaten Lombok Barat. Jurnal Riset Mahasiswa Akuntansi, 2(2), 292–306. https://doi.org/10.29303/risma.v2i2.216

Undang-undang No 20 Tahun 2008 tentang Usaha Mikro Kecil Menengah

Downloads

Published

2024-06-30

How to Cite

Desiana, D. ., Bintari, V. I. ., & Nanda, U. L. . (2024). E-commerce, Financial Technology, Media Sosial dan Pengaruhnya terhadap Pendapatan UMKM Kota Tasikmalaya. Owner : Riset Dan Jurnal Akuntansi, 8(3), 2139-2149. https://doi.org/10.33395/owner.v8i3.2264