I Muhammad, N., Yetty, Y., Suar, A. and Zainuddin, Z. 2024. Driving Factors Behind the Issuance and Use of Islamic Credit Cards in Indonesia: The Role of Consumerism. Owner : Riset dan Jurnal Akuntansi. 8, 4 (Oct. 2024), 4729-4788. DOI:https://doi.org/10.33395/owner.v8i4.2409.