SANTOSO, A.; WIDOWATI, S. Y. .; KUSNILAWATI, N. . Keuangan-Perilaku Berhutang : Menakar Faktor-faktor Penentunya . Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 6, n. 4, p. 4232-4239, 2022. DOI: 10.33395/owner.v6i4.1177. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/1177. Acesso em: 16 jul. 2024.