GILDA, V. .; PUTRA, R. R. Moderating role of accounting knowledge and education level on UTAUT2 model in MSMEs. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 8, n. 1, p. 769-783, 2024. DOI: 10.33395/owner.v8i1.1797. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/1797. Acesso em: 17 apr. 2026.