KURNIAWAN, A. .; SETYOWATI, S. M. .; MORTADZA, N. S. . Apakah Inklusi Keuangan dan Kematangan Digital Mengoptimalkan Pengambilan Risiko Bank?. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 8, n. 4, p. 4232-4243, 2024. DOI: 10.33395/owner.v8i4.2458. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/2458. Acesso em: 6 oct. 2024.