NURHAYATI, P. .; NURWANI, N.; KUSMILAWATY, K. Transformasi Digital Perbankan: Analisis Minat dan Persepsi Gen X Terhadap Penggunaan Mobile Banking di Era Cashless Society. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 10, n. 1, p. 359-380, 2026. DOI: 10.33395/owner.v10i1.2976. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/2976. Acesso em: 21 jun. 2026.