SABRINA, L. .; INAYAH, N.; SYAHBUDI, M. . QRIS Dan Fenomena Cashless Society: Efisiensi Pembayaran Digital Terhadap Perspektif Gen Z. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 10, n. 1, p. 509-526, 2026. DOI: 10.33395/owner.v10i1.3042. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/3042. Acesso em: 12 may. 2026.