MATONDANG, J. R.; MOCHAMMAD RIDWAN RISTYAWAN; RAMADANIA; WENDY; ANGGRAINI SYAHPUTRI. Credit Growth, Risk, and Liquidity Signals: Effects on ROA and Stock Returns in Indonesian Banks (2020–2024), Moderated by Inflation. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 10, n. 2, p. 1643-1656, 2026. DOI: 10.33395/owner.v10i2.3275. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/3275. Acesso em: 1 may. 2026.