ABAS, M. R. .; USMAN , B. .; HARTINI, H. Key Banking Risks Affecting The Financial Performance of Conventional Banks In Indonesia. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 10, n. 4, p. 4047-4060, 2026. DOI: 10.33395/owner.v10i4.3620. Disponível em: https://owner.polgan.ac.id/index.php/owner/article/view/3620. Acesso em: 24 oct. 2026.