I Muhammad, N., Yetty, Y., Suar, A. and Zainuddin, Z. (2024) “Driving Factors Behind the Issuance and Use of Islamic Credit Cards in Indonesia: The Role of Consumerism”, Owner : Riset dan Jurnal Akuntansi, 8(4), pp. 4729-4788. doi: 10.33395/owner.v8i4.2409.