Kurniawan A, Setyowati SM, Mortadza NS. Apakah Inklusi Keuangan dan Kematangan Digital Mengoptimalkan Pengambilan Risiko Bank?. Owner [Internet]. 2024Sep.30 [cited 2024Oct.6];8(4):4232-43. Available from: https://owner.polgan.ac.id/index.php/owner/article/view/2458