Asmoro WK, Setiawan MA, Setianingsih NA, Putranti E. Pengaruh Financial Technology, Literasi Keuangan, Inklusi Keuangan, Aksesibilitas Kredit Terhadap Keberlangsungan UMKM. Owner [Internet]. 2025Jan.16 [cited 2026Apr.29];9(1):575-92. Available from: https://owner.polgan.ac.id/index.php/owner/article/view/2547