Analisis Manajemen Resiko Dalam Penerapan Good Corporate Governance : Studi pada Perusahaan Perbankan di Indonesia

Maya Sari; Seprida  Hanum; Rahmayati Rahmayati

doi:10.33395/owner.v6i2.804

Authors

Maya Sari Universitas Muhammadiyah Sumatera Utara
Seprida Hanum Universitas Muhammadiyah Sumatera Utara
Rahmayati Rahmayati Universitas Muhammadiyah Sumatera Utara

DOI:

10.33395/owner.v6i2.804

Keywords:

Risk Management, Good Governance

Abstract

This study aims to analyze risk management in the implementation of good corporate governance in banking companies in Indonesia. This research was conducted on the Indonesia Stock Exchange (IDX), especially for banking sector companies which are available on the official website www.idx.co.id. This study uses a quantitative descriptive research approach. In this study, the authors collect research data and information using the documentation process by collecting instruments related to risk management and good governance. In this study, the data analysis technique used is descriptive analysis which is defined as a method of data analysis by describing, describing, and describing the subject or object under study based on the facts that are seen or what they are. The results show that the application of the concepts and principles of Good Corporate Governance in risk management involves banking internal organs. All internal banking elements such as shareholders, GMS forums, commissioners, directors, management of the audit committee, internal and external auditors as well as employees must be able to form a circle and work situation that supports each other and plays an active role in implementing the principles of Good Corporate Governance, especially in dealing with and manage various types of risks that specifically have their own uniqueness that only exists in banking.

Downloads

Download data is not yet available.

Plum-X Analityc

References

Alexander, K. (2006). Corporate governance and banks: The role of regulation in reducing the principal-agent problem. Journal of Banking Regulation, 7(1–2), 17–40. https://doi.org/10.1057/palgrave.jbr.2340003

Andres, P. de, & Vallelado, E. (2008). Corporate governance in banking: The role of the board of directors. Journal of Banking and Finance. https://doi.org/10.1016/j.jbankfin.2008.05.008

Bobirca, A., & Miclaus, P. (2007). Extensiveness and Effectiveness of Corporate Governance Regulations in South-Eastern Europe. International Journal of Economics and Management Engineering, 1(6), 269–274.

Calomiris, C. W., & Carlson, M. A. (2014). Corporate Governance and Risk Management at Unprotected Banks: National Banks in the 1890s. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.2390869

Chen, H. J., & Lin, K. T. (2016). How do banks make the trade-offs among risks? The role of corporate governance. Journal of Banking and Finance, 72(May), S39–S69. https://doi.org/10.1016/j.jbankfin.2016.05.010

Demidenko, E., & McNutt, P. (2010). The ethics of enterprise risk management as a key component of corporate governance. International Journal of Social Economics, 37(10), 802–815. https://doi.org/10.1108/03068291011070462

Devriese, J., Dewatripont, M., Heremans, D., & Nguyen, G. (2004). Corporate Governance , Regulation and Supervision of Banks. Financial Stability Review, 2(1), 95–120.

Fernandes, A. A. R., & Fresly, J. (2017). Modeling of role of public leader, open government information and public service performance in Indonesia. Journal of Management Development. https://doi.org/10.1108/JMD-12-2016-0322

Fernandes, A. A. R., Panjaitan, R. B., & Solimun. (2019). The effect of community and company participation and implementation of good forest fire governance on the forest fire policy in Indonesia. Journal of Science and Technology Policy Management. https://doi.org/10.1108/JSTPM-05-2017-0017

Graham, J. R., Harvey, C. R., & Rajgopal, S. (2005). The economic implications of corporate financial reporting. Journal of Accounting and Economics, 40(1–3), 3–73. https://doi.org/10.1016/j.jacceco.2005.01.002

Himaj, S. (2014). Corporate governance in banks and its impact on risk and performance: Review of literature on the selected governance mechanisms. Journal of Central Banking Theory and Practice, 3(3), 53–85. https://doi.org/10.2478/jcbtp-2014-0015

Hossain, A., Sobhani, F. A., Omar, N., Mohamad, N., & Said, J. (2019). Corporate governance, risk management and ethical investment: Evidence from banking industries. International Journal of Financial Research, 10(5), 126–137. https://doi.org/10.5430/ijfr.v10n5p126

Kakanda, Mahmud, M., Salim, Basariah, & Chandren, S. (2017). Corporate governance reform and risk management disclosures: Evidence from Nigeria. Business and Economic Horizons, 13(3), 357–367. https://doi.org/10.15208/beh.2017.26

Kanchu, T., & Kumar, M. M. (2013). Risk Management in Banking Sector - An Empirical Study. International Journal of Marketing, 2(2), 145–153. Retrieved from www.indianresearchjournals.com

Kostyuk, A. N., Pizzo, M., & Mizuno, M. (2012). Corporate Governance Evolution in Banks. In Chapter 2 (pp. 35–50).

Limba, R. S., Hutahayan, B., Solimun, S., & Fernandes, A. (2019). Sustaining innovation and change in government sector organizations: Examining the nature and significance of politics of organizational learning. Journal of Strategy and Management. https://doi.org/10.1108/JSMA-10-2017-0075

Lutui, R., & Ahokovi, T. (2017). Financial fraud risk management and corporate governance. Proceedings of the 15th Australian Information Security Management Conference, AISM 2017, 5–13. https://doi.org/10.4225/75/5a84f10795b47

Macey, J. R., & O’Hara, M. (2006). The corporate governance of banks. Journal of Financial Regulation and Compliance, 14(4), 375–382. https://doi.org/10.1108/13581980610711144

Mitton, T. (2005). A Cross-Firm Analysis of the Impact of Corporate Governance on the East Asian Financial Crisis. SSRN Electronic Journal, (801). https://doi.org/10.2139/ssrn.246030

Muttakin, B., Mohammad, Ullah, S., & Md. (2012). Corporate governance and bank performance: Evidence from Bangladesh. Corporate Board: Role, Duties and Composition, 8(1), 62–68. https://doi.org/10.22495/cbv8i1art5

Permatasari, & Ika. (2020). Does corporate governance affect bank risk management? Case study of Indonesian banks. International Trade, Politics and Development, 4(2), 127–139. https://doi.org/10.1108/itpd-05-2020-0063

Pradana, Y. A., & Rikumahu, B. (2014). Penerapan Manajemen Risiko terhadap Perwujudan Good Corporate Governance pada Perusahaan Asuransi. Trikonomika, 13(2), 195. https://doi.org/10.23969/trikonomika.v13i2.614

Raffles, R. (2011). Penerapan Good Corporate Governance Dalam Kaitannya Dengan Tata Kelola dan Pengembangan Kelembagaan Perbankan. Jurnal Ilmu Hukum Jambi, 2(3), 43268.

Safari, R., Shateri, M., Shateri Baghiabadi, H., & Hozhabrnejad, N. (2016). The Significance Of Risk Management For Banks And Other Financial Institutions. International Journal of Research-Granthaalayah, 4(4), 74–81.

Sari, M., Lubis, A. de F., Maksum, A., & Lumbanraja, P. (2018). The influence of organization’s culture and internal control to corporate governance and is impact on bumn (State-owned enterprises) corporate performance in Indonesia. Journal of Advanced Research in Law and Economics, 9(2), 681–691. https://doi.org/10.14505/jarle.v92(32).30

Setiawaty, A. (2016). Pengaruh Mekanisme Good Corporate Governance Terhadap Kinerja Perbankan Dengan Manajemen Risiko Sebagai Variabel Intervening. Jurnal Ekonomi Dan Manajemen, 13(1), 13–24. Retrieved from http://journal.febunmul.net

Shil, N. C. (2008). Accounting for Good Corporate Governance. Journal of Administration & Governance, 3(1), 22–31.

Susilo, L. J., & Kaho, V. R. (2010). Manajemen Risiko Bebasis ISO 31000 Untuk Industri Nonperbankan.

Tjahjadi, B. (2011). Hubungan sistem manajemen risiko dengan ketidakpastian lingkungan dan strategi serta dampaknya terhadap kinerja organisasi. Majalah Ekonomi, XXI(2), 142–154.

Windah, G., & Arastyo, A. (2013). Pengaruh Penerapan Corporate Governance Terhadap Kinerja Keuangan Perusahaan Hasil Survei The Indonesian Institute Perception Governance (Iicg) Periode. 2(1), 1–23.

Zarkasyi, W. (2008). Good Corporate Governance Pada Badan Usaha Manufaktur, Perbankan, dan Jasa Keuangan Lainnya. In Bandung: Alfabeta